A life insurance certificate issued by Kafra Center.
Once the player receives the benefit from this certificate, the item will lose its effect.
If the character dies within the 30 minutes duration, no loss of EXP will be made.
Corrected display suppose to be will not lose any experience the first time you ko'ed.
The effect will disappear after your first KO'.

[iRO Description]
A life insurance
certificate issued
by Kafra Headquarters.
This item loses its
effect once the player
receives its benefit.
If the character dies
within 30 minutes
after using this item,
there will be no
EXP loss penalty.